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Canada Study Permit 2027: Fees, Proof of Funds & Steps

Zaviyar
By Zaviyar On October 21, 2026
6 min read •
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Editorially Verified Information checked on:
Canada Study Permit 2027

Visa Guide Highlights & Overview

Editorially Verified Student
Visa Name Canada Study Permit
Destination Country Canada
Who Can Apply (nationalities) International students accepted by a designated learning institution (DLI)
Visa Fee CAD 150 study permit fee
Processing Time check the IRCC processing-time tool
Eligibility Letter of acceptance from a designated learning institution
Provincial or territorial attestation letter (PAL/TAL), unless exempt
Proof you can pay your first-year tuition, living costs and travel
Documents Required Letter of acceptance
PAL or TAL (or proof of exemption)
Proof of funds
Valid passport
Quebec: Quebec Acceptance Certificate (CAQ) instead of a PAL/TAL
Step-by-Step Application Process Get a letter of acceptance from a DLI
Get your PAL or TAL from the province or territory, if you need one
Collect proof of funds and other documents
Apply online for the study permit before you travel to Canada
Give biometrics if asked
Wait for the decision, then travel to Canada
Embassy / Application Centre Apply online with IRCC. Biometrics are given at a collection point in your country.
Last Rules Update / Important Dates Proof of funds for applications from 1 September 2026: CAD 23,448 for a single applicant (not including tuition and travel)
2026 PAL/TAL valid until 31 December 2026
Master’s and PhD students at public DLIs exempt from PAL/TAL from 1 January 2026

Important Links

Apply / Official PageApply Now →
Official WebsiteVisit Website

If you want to study in Canada for more than six months, you’ll usually need a study permit The process isn’t hard, but the rules have changed recently, especially the amount of money you have to show and the letter your province must give you. Here’s what you need for a 2027 start.

What Is a Canada Study Permit?

It’s the document that lets you study at a designated learning institution (DLI) in Canada Most international students need one. You apply before you travel to Canada, and you need a letter of acceptance from your school first.

How Much Does It Cost?

The study permit fee is CAD 150. I couldn’t find the biometrics fee on the page I checked, so look it up on the IRCC site when you apply.

Read More: Schengen Study Visa Guide 2027: How It Really Works

How Much Money Do You Have to Show?

You must prove you can cover your first-year tuition, your living costs and your travel to and from Canada. For applications made on or after 1 September 2026, the living-cost amount is CAD 23,448 for a single applicant, not counting tuition and transport. It goes up with family members: CAD 29,192 for two people, CAD 35,888 for three, and so on. Before that date, the figure was CAD 22,895. Tuition depends on your programme, so use the amount your school lists. Quebec has its own amounts, set by the Quebec government.

What Is a PAL or TAL?

A provincial attestation letter (PAL) or territorial attestation letter (TAL) is a letter from the province or territory where your school is, and most study permit applications need one.

Your school will usually tell you how to get it. The 2026 letter is valid until 31 December 2026, and letters from earlier years can’t be used. The page doesn’t give the 2027 rules yet, so check with your school.

You don’t need one if you’re in a master’s or doctoral programme at a public DLI (from 1 January 2026), or in school up to grade 12, or if you’re an exchange student who doesn’t pay tuition to the Canadian school, or a Global Affairs Canada scholarship holder, among other cases. For Quebec, you usually need a Quebec Acceptance Certificate (CAQ) instead. If you’re exempt, you still have to show proof.

Documents You Need

  • Letter of acceptance from a DLI
  • PAL or TAL, or proof that you’re exempt
  • Proof of funds
  • A valid passport

Your embassy page may list more, such as a language test or medical exam, so check IRCC’s document checklist for your country.

How to Apply Step by Step

  1. Get your letter of acceptance from a DLI.
  2. Ask your school about the PAL or TAL, and get it if you need it.
  3. Prepare your proof of funds and other documents.
  4. Apply online for the study permit before you travel.
  5. Give your biometrics if you’re asked.
  6. Wait for the decision. Don’t book non-refundable travel until you’re approved.

How Long Does It Take?

It depends on your country, and the official page sends you to a processing-time checker. Apply as early as you can after you get your letter of acceptance.

How Long Can You Stay?

The main study permit page doesn’t give a validity period, so check the permit you receive. Apply to extend before it expires if you’re staying longer.

FAQs

How much is the Canada study permit fee?
CAD 150.

How much money do I need to show?
CAD 23,448 for living costs (single applicant, from 1 September 2026), plus first-year tuition and travel.

Do I need a PAL?
Usually, unless you’re exempt. Master’s and PhD students at public DLIs don’t need one from 1 January 2026.

Do I need an acceptance letter first?
Yes, from a designated learning institution.

How long does processing take?
It varies by country. Use the IRCC processing-time tool.

Editorially VerifiedOur editorial team checked this information against the official source on October 21, 2026. Deadlines and requirements can change, so always confirm on the official website before applying.

Disclaimer: This is a general information guide, not legal or immigration advice. We are not an embassy, visa agent or government body and we cannot approve visas. Fees, rules and processing times change, so always confirm on the official government or embassy website before applying. Never pay anyone who promises a guaranteed visa.
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Zaviyar
Author & Editor

Zaviyar

Zaviyar is the founder, owner, and manager of OpportunitiesAlert.com. He researches, writes, and reviews the content published on the website, helping readers discover scholarships, internships, learnerships, and fellowships worldwide. He is committed to providing accurate, reliable, and timely opportunity updates.

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